1. About PK Market Labs

PK Market Labs is an India-based financial education and market-learning platform providing educational articles, eBooks, digital learning resources, market-research tools and related informational services.

In these Terms, the words “PK Market Labs”, “we”, “us” and “our” refer to the owner and operator of pkmarketlabs.com. The words “you” and “user” refer to any visitor, customer, learner, purchaser or other person who accesses or uses the website or our products.

2. Educational and Informational Purpose Only

The articles, eBooks, videos, illustrations, examples, charts, dashboards, indicators, scanners, explanations, lectures and other materials made available by PK Market Labs are provided primarily for educational and informational purposes.

They are intended to help users understand market concepts, research methods, financial-market terminology, trading tools and learning frameworks.

3. Stock-Market Risk and SEBI Disclaimer

Investment and trading in securities, derivatives and commodities involve financial risk, including possible loss of capital. Market prices can move rapidly and past performance does not guarantee future results.

PK Market Labs does not present the educational content on this website as personalised advice from a SEBI-registered Research Analyst or Investment Adviser unless expressly stated otherwise.

Users should conduct their own research and, where appropriate, consult a suitably qualified or SEBI-registered professional before making financial decisions.

4. No Guarantee of Income, Profit or Results

PK Market Labs does not guarantee any particular level of income, profit, return on investment, leads, business growth, examination success, trading performance, investment performance or other financial or commercial outcome.

Examples, illustrations, case studies, hypothetical results, sample calculations and educational demonstrations are used to explain concepts. They should not be treated as promises of future results.

5. Digital Products and Purchases

PK Market Labs may offer eBooks, digital educational materials, reports, licensed files, tools and other downloadable or electronically delivered products.

Customers are responsible for reviewing the relevant product description, price, language, edition, delivery method, compatibility requirements and other available information before completing payment.

Digital products are normally delivered electronically. No physical shipment should be expected unless a product page expressly states otherwise.

6. Cancellation and Refunds

Purchases of eBooks and other digital products are generally final and non-refundable once payment has been completed and the product has been delivered, licensed, downloaded, emailed or otherwise made available to the customer.

Limited exceptions, such as verified duplicate payment, non-delivery, technical delivery failure or a refund required by applicable law, are governed by our separate Cancellation & Refund Policy.

7. User Responsibility

You are responsible for deciding whether the information, product or service is suitable for your needs. You should independently evaluate information before relying on it.

8. Intellectual Property and Copyright

Unless otherwise stated, the website content and digital materials made available by PK Market Labs are owned by, licensed to, or lawfully used by PK Market Labs.

Protected material may include text, eBooks, PDFs, graphics, page designs, layouts, branding, logos, illustrations, videos, charts, screenshots, code, tools, templates, dashboards, educational frameworks and other original content.

Unauthorized use may result in suspension of access, termination of licences, takedown requests, claims for damages or other remedies available under applicable law.

9. Prohibited Use of the Website

You agree not to use pkmarketlabs.com or its services for unlawful or abusive purposes.

Prohibited conduct includes, without limitation:

10. Accuracy, Errors and Corrections

We make reasonable efforts to provide useful and accurate educational content. However, financial markets, regulations, platforms, data, technology and product specifications can change.

Content may occasionally contain typographical errors, grammatical errors, outdated information, calculation mistakes, transcription errors, technical inaccuracies or unintended verbal mistakes in recorded educational material.

Users should consider the complete context of the explanation rather than relying on an isolated word, sentence or example. If you identify a material error or need clarification, please contact us.

PK Market Labs may correct, revise or update content when appropriate without being required to provide individual notice for every correction.

11. Third-Party Links and Services

Our website may contain links to external websites, social-media platforms, brokers, exchanges, payment providers, market-data sources, educational resources or other third-party services.

These links are provided for convenience or reference. Their inclusion does not necessarily mean that PK Market Labs endorses every statement, product, service or practice of the third party.

We do not control third-party websites and are not responsible for their content, availability, privacy practices, security or terms.

12. Website Availability and Changes

We aim to keep pkmarketlabs.com available and functioning properly, but uninterrupted or error-free operation cannot be guaranteed.

Access may occasionally be affected by maintenance, hosting issues, updates, security events, internet outages, third-party services or circumstances beyond our reasonable control.

We may modify, suspend, replace or discontinue website features, products, services or content where reasonably necessary.

13. Limitation of Liability

To the maximum extent permitted by applicable law, PK Market Labs will not be responsible for indirect, incidental, special or consequential losses arising solely from reliance on educational information, use of the website, inability to access the website, or use of third-party links or services.

This includes, where legally permissible, losses relating to trading, investing, business decisions, lost profits, lost opportunities, data loss or similar outcomes.

Nothing in these Terms excludes or limits any liability that cannot lawfully be excluded or limited.

14. Indemnity

To the extent permitted by applicable law, you agree to be responsible for losses, claims or expenses arising from your unlawful use of the website, infringement of intellectual-property rights, unauthorized redistribution of paid materials, or violation of these Terms.

15. Changes to These Terms

PK Market Labs may revise these Terms & Conditions from time to time to reflect changes in the website, products, services, technology, business practices or legal requirements.

Updated Terms will be posted on this page with a revised “Last Updated” date. Continued use of the website after an update will be subject to the revised Terms.

16. Governing Law and Jurisdiction

These Terms & Conditions are governed by the laws of India.

Subject to applicable law and any mandatory dispute-resolution or consumer-protection requirement, disputes arising from the use of pkmarketlabs.com or these Terms shall be subject to the jurisdiction of the competent courts at Kolkata, West Bengal, India.